Jeremy Fernando

Condo & HOA Insurance• June 11, 2026

Insured v. Insured Exceptions: What Illinois Community Associations Need to Know About Directors & Officers Insurance Policies

When can an Illinois D&O insurer refuse to defend a condo board? Truck v. Ulman clarifies coverage, exclusions, and duty-to-defend rules for boards.

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Document Amendments• May 21, 2026

How to Amend Illinois HOA Governing Documents

A step-by-step guide to amending Illinois HOA and condo governing documents: owner votes, mortgagee approval, and recording. Practical tips for boards.

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Community Association Governance & Meetings• May 7, 2026

Illinois Condominium Election Procedures: Secret Ballots Require Disclosure to Unit Owners

Illinois condo boards may use secret ballot elections, but failing to disclose voting policies to unit owners can breach fiduciary duties. Key takeaways.

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Illinois Condominium Property Act• April 23, 2026

What Every Illinois Condominium Declaration Must Include: 765 ILCS 605/4

What Illinois condominium declarations must include under 765 ILCS 605/4: the six mandatory provisions every board should verify. A practical compliance guide.

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Uncategorized• April 16, 2026

Can ICE Enter an Illinois Community Association Without a Warrant?

Can ICE enter an Illinois condo or HOA without a warrant? Learn the difference between judicial and administrative warrants and what boards should do.

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Illinois Condo & HOA Case Law• April 9, 2026

Illinois Court Rules that HOA Approval to Install Pool was Valid

An Illinois court ruled an HOA board could approve a pool variance from covenants without a membership vote. Key takeaways on board authority and deviations.

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