Jeremy Fernando, Author at The Illinois Condo and HOA Law Blog

About the Author

Jeremy Fernando is an Associate Attorney at Hirzel Law, PLC, counseling Illinois community associations on governing document amendments, rules and regulations, bylaw enforcement, collections, and breach-of-contract and breach-of-fiduciary-duty litigation. A cum laude graduate of Marquette University Law School — where he ranked in the top 15% of his class and served as an Associate Editor of the Marquette Law Review — he has been named to the Best Lawyers “Ones to Watch in America” list for Real Estate Law. Learn more on his full bio at hirzellaw.com.

Fair Housing• June 25, 2026

When Does an HOA Flag Policy Violate the Fair Housing Act? Seventh Circuit Weighs In

A Seventh Circuit ruling clarifies when a community association's neutral flag policy violates the Fair Housing Act. Key takeaways for Illinois HOA boards.

Condo & HOA Collections• June 18, 2026

Illinois Court Holds Seller Liable for Condo Assessments Despite Unrecorded Deed

Does selling a condominium unit end the seller’s obligation to pay assessments in Illinois? Not always. When the deed is never recorded and the association is never notified of the sale, a former owner can remain on the hook. In Cambridge Apartments Condominium Ass’n v. Williams, 2014 IL App (1st) 133226-U, the Illinois Appellate Court affirmed a judgment for unpaid…

Condo & HOA Insurance• June 11, 2026

Insured v. Insured Exceptions: What Illinois Community Associations Need to Know About Directors & Officers Insurance Policies

When can an Illinois D&O insurer refuse to defend a condo board? Truck v. Ulman clarifies coverage, exclusions, and duty-to-defend rules for boards.

Document Amendments• May 21, 2026

Jeremy Fernando

When Does an HOA Flag Policy Violate the Fair Housing Act? Seventh Circuit Weighs In

Illinois Court Holds Seller Liable for Condo Assessments Despite Unrecorded Deed

Insured v. Insured Exceptions: What Illinois Community Associations Need to Know About Directors & Officers Insurance Policies

How to Amend Illinois HOA Governing Documents

Illinois Condominium Election Procedures: Secret Ballots Require Disclosure to Unit Owners

What Every Illinois Condominium Declaration Must Include: 765 ILCS 605/4